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Antique Auto Dwelling HomeOwners Inland Marine Livestock/Mortality Personal Liability Umbrella/Excess Watercraft

ACCIDENT
- Medical coverage to individuals, groups, or teams engaged in a wide variety of
  
  sponsored or approved activities.
- Accident
  - Applications:
    
    For applications and additional information contact the underwriters shown below
  - Underwriters:
    
    Kim Jolliffe - Ext. 434

LIABILITY

Types of Personal Property included but not limited to the following.

If you don't see it call or email us.

10 Plus Dwellings

10+ Dwellings on ONE policy with no maximum number of dwellings.

This Program covers:
• 10 or more dwellings
• Property and Liability
• No owner occupancy

Some of the key features are:
• Dwellings scheduled on ONE Policy
• No restriction on the number of units on a policy
• Various deductible options available $500 to $10,000

Applications:

For applications and additional information contact the underwriters shown below.

Underwriters:

	Mike Porter, LUTCF	- Ext. 440
	Dan Hoyka	- Ext. 427

In-Home-Business

Features:
• Liability limits up to $1 million
• Satisfies most event or show liability requirements
• Business property protection up to $50,000 (with $250 deductible)
• Optional coverage for money & securities as well as electronic media
• Loss of income coverage
• Premiums starting as low as $150 annually

Applications:

For applications and additional information contact the underwriters shown below.

Underwriters:

	Mike Porter, LUTCF	- Ext. 440
	Dan Hoyka	- Ext. 427

Inland Marine

Value exceeds $25,000: central station alarm required
Values under $1,000: bill of sale required
Values over $1,000: appraisals required, must be less than 3 yrs old
Application must be completed (submit to co)
Items acceptable: Jewelry, furs, silver, fine arts, cameras, stamps & guns

Applications:

Personal Inland Marine Application #63

Underwriters:

	Mike Porter, LUTCF	- Ext. 440
	Dan Hoyka	- Ext. 427

Personal Umbrella (Monoline)

Limits $1,000,000 to $10,000,000 Age considerations Preferred Personal Umbrella Standard Personal Umbrella Personal Umbrella for High Risk Drivers Personal Umbrella for Farm/Ranch Owners Celebrity
	No Estates/Trust Excess MVR issues (Drivers can be excluded) 640 acres +

Applications:

Personal Umbrella Applications #42, 233, 613
Underwriters:

Mike Porter, LUTCF - Ext. 440

LIVESTOCK MORTALITY

Cattle, Equine (horses), Dogs

Livestock Mortality

Cattle
• Age limit 3 months to 7 years
Coverages offered include:
• Full mortality
• Limited risk
• Transit

Equine (horses)
• All breeds and uses of registered horses can be insured
Coverages offered include:
• Full mortality
• Limited risk
• Special accident
• Loss of use (on show horses)
• Prospective foal
• Barrenness
• Fertility on stallions
• Deductible schedules
• Colic surgery reimbursement – Flat fee
• Emergency surgical reimbursement – Flat fee
Cost of coverage is dependent on breed, age, use and sex of horse

Dogs (seeing eye dogs, show dogs, police dogs, drug dogs & breeding)
• Age limit 4 months through 6 years
• Certain breeds, not acceptable for whelping risks
• Loss due to theft, straying or mysterious disappearance not covered

Applications:

Submit for quote – no binding authority

Underwriters:

	Mike Porter, LUTCF	- Ext. 440
	Dan Hoyka	- Ext. 427

MOTORSPORT

Types of Motorsport coverage included but not limited to the following.

If you don't see it, call or email us.

Antique Auto

• Antique -- 25 year or older
• Classic -- 20 – 24 years old
• Collectible -- 15 – 19 years old
• Kit -- built from a purchased package
• Exotic -- no more than 15 years old, unique in looks/performance
• Custom -- post 1949, MODIFIED, keeps identity
• Street Rod -- pre-1949, MODIFIED, keeps identity
• Vehicles under restoration
• Photos required on all classes
• Mileage Plans – 1,000, 3,000 & (6,000 N/A for Exotic)

Coverage Limit:
• Physical Damage – based on a rate per $100.
• Liability – based on liability value selected

Quote Form
Brochure

Applications:

Elite Collector Car Application #321

Underwriters:

	Mike Porter, LUTCF	- Ext. 440
	Dan Hoyka	- Ext. 427

Motorcycle/ATV

• All bike types (including off-road ATVs, scooters, high performance bikes)
• Custom bikes (subject to underwriting approval)
• Liability-only policies
• Liability limits up to $250,000/$500,000
• Driving record (nearly any)
• Accessories coverage ($3,000 INCLUDED; optional increase to $15,000)

• Replacement Cost available for bikes 2 years old or newer
• Discounts available (transfer, home owner, safety course)

Motorcycle/ATV Quick Quote sheet *IA, MN, NE, WI
Motorcycle/ATV Rater (AMIG)Quote/Issue

Applications:

For applications and additional information contact the underwriters shown below.
Underwriters:

Mike Porter, LUTCF - Ext. 440

Snowmobile

• Liability only
• Comprehensive/Liability
• Collision/Comp/Liability
• Passengers & Accessories covered
• Discounts
• Annual ONLY (WI)
• Annual & 6 Months Lay-up (MN)

Snowmobile Quote Sheet*MN, WI only
Brochure

Applications:

Snowmobile Application & U/W Guide/Rates #363, 388, 499, 389
Underwriters:

Dan Hoyka - Ext. 427

PROPERTY

Types of Personal Property included but not limited to the following.

If you don't see it call or email us.

10 Plus Dwellings

Applications:

For applications and additional information contact the underwriters shown below.

Underwriters:

	Mike Porter, LUTCF	- Ext. 440
	Dan Hoyka	- Ext. 427

Builders Risk

Work must be done by a licensed contractor insured to ACV of complete cost.
"GROUND UP" construction
Applications:

For applications and additional information contact the underwriters shown below

Underwriters:

	Mike Porter, LUTCF	- Ext. 440
	Dan Hoyka	- Ext. 427

Contents in Mini Storage

Coverage: Values over $100,000 (submit) Deductible $250
• Named Perils plus Burglary when covering contents (Commercial Mini-Storage facility)
• Location address & locker number required
• Premises MUST be secured
• Household goods, no scheduled items
• Annual or 3 to 6 month term available

Applications:

For applications and additional information contact the underwriters shown below.

Underwriters:

	Mike Porter, LUTCF	- Ext. 440
	Dan Hoyka	- Ext. 427

Dwelling/Homeowners

Any occupancy (owner, seasonal, rental, vacant, island homes)
Low/High Values
DP 1, DP 2 , DP 3
HO 3, HO 4, HO 6, HO 8, HO 10
Dwelling values $5,000 & up
Liability Limit $25, 000 to $500,000
Replacement & ACV available
Discounts

Applications:

For applications and additional information contact the underwriters shown below

Underwriters:

	Mike Porter, LUTCF	- Ext. 440
	Dan Hoyka	- Ext. 427

Mobile Home

Any occupancy (owner, seasonal, rental/commercial, tenant)
Liability up to $300,000
Low/High Values
Optional replacement cost – replacement personal property
Scheduled personal property

Applications:

For applications and additional information contact the underwriters shown below

Underwriters:

	Mike Porter, LUTCF	- Ext. 440
	Dan Hoyka	- Ext. 427

Vacant Land

Liability Limits: to $1,000,000
Residential ONLY
No farming, construction, events, recreational vehicles, hunting
Applications:

For applications and additional information contact the underwriters shown below

Underwriters:

	Mike Porter, LUTCF	- Ext. 440
	Dan Hoyka	- Ext. 427

Vacation Rental

Week to week & month to month exposures accepted
Dwelling values $100,000 & up
Condo minimum content values $50,00 & up
$100,000 @$350
$300,000 @500
$500,000 @750

Applications:

For applications and additional information contact the underwriters shown below

Underwriters:

	Mike Porter, LUTCF	- Ext. 440
	Dan Hoyka	- Ext. 427

RECREATIONAL VEHICLES

Types of Recreational coverage included but not limited to the following.

If you don't see it, call or email us.

Motor Home

Settlement Options: ACV, Agreed Value
Purchase Price or Replacement
Motor Home Liability Limits up to $500/500
Personal Liability endorsements for Vacationers/Full Timers
Discounts

Applications:

Motor Home Applications #375, 376, 380

Underwriters:

	Mike Porter, LUTCF	- Ext. 440
	Dan Hoyka	- Ext. 427

Travel Trailer

Conventional, Pop-up, Fifth-Wheel, Truck Mount
Stationary Travel Trailers in a Mobile Home Park Owner, seasonal
Low/High
Length 12 ft to 40 ft
Applications:

Travel and Utility Trailer Applications #329, 373, 374, 491

Underwriters:

	Mike Porter, LUTCF	- Ext. 440
	Dan Hoyka	- Ext. 427

WATERCRAFT

Types of Watercraft coverages included but not limited to the following.

If you don't see it, call or email us.

Watercraft

Sport-Fishers Bass Boats Sailboats Houseboats Hovercraft Pontoons Ski Boats Airboats Trawlers Personal Watercraft Mid-Performance High Performance Antique Wooden Boats Older boats & more	Non-owned Watercraft Liability Multiple Owners/Corporately Titled All Risks & Agreed Value Yachts over $100,000 Great Lakes & Canada Coverage Uninsured Boaters – Optional Liability (up to $1,000,000) Emergency Assistance & Towing Tournament Participation Covered Hull Values to 1,000,000 Boat discounts available Diminishing Deductible Standard & Optional Physical Damage Partial Loss Replacement Cost on parts	Liability Only Commercial Personal effects Medical Payments No lay-up Period Water-sport Liability
	* Storm Damage – Wind, Weight of Ice & Snow * Surveys required on older vessels

Applications:

For applications and additional information contact the underwriters shown below.

Underwriters:

	Mike Porter, LUTCF	- Ext. 440
	Dan Hoyka	- Ext. 427