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| September 2008 |
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| Have a question about this issue of the Newsletter? Then why not email us! |
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| SPOTLIGHT ARTICLE |
Insuring multiple rental dwellings on one policy simplifies a business' ability to manage its insurance coverage.
| Target Market |
Real estate investors with multiple rental dwellings insured on ONE scheduled policy. Minimum of ten rental dwellings scheduled on one policy. No maximum. |
| Occupancy |
Rental - Seasonal - Vacant |
| Loss Settlement |
Actual cash value.
Replacement cost for buildings 30 years or newer |
| Dwelling |
Up to four-family (not an apartment building) |
| Term |
12-month |
| Included Coverage |
Building structure
Premises liability
Business personal property
Business income/rental value including extra expenses
Scheduled equipment
Crime
Inland marine
Earthquake |
| Options |
Form: Basic, Broad or Special
Deductible: $500 to $25,000
Co-insurance: 80 to 100 percent
Flexible pricing and direct billing |
To be set up on modernLINK® click here
Hazel M Woods
Personal Lines Manager
hwoods@fwins.com"
800-475-1000 (Ext. 221)
Fax (515)225-3872
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| EXCITING NEWS |
We have increased our commission on ALL NEW
BUSINESS TO 12.5% effective October 1, 2008
WITH AMERICAN MODERN INSURANCE
Mobile Home, Dwelling (seasonal, Rental) Vacant Dwelling, Motorcycle,
ATV, Watercraft, Personal Watercraft, Travel Trailer/Motorhome,
Antique Auto, Snowmobile, Homeowner (H0-10)
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| LET US HELP YOU FIND YOUR WAY... |
We have an "A+" rated carrier that writes short-term CORN MAZES, operated by school, churches, civic clubs and more.
Read the whole story in our flyer.
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| HOT OFF THE PRESSES! |
Be sure to check our Hot News at www.fwins.com regularly.
This is the place to find the latest information on changes and updates to our programs.
Check it out today!
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| WISCONSIN MOTOR HOME & TRAVEL TRAILER ENHANCEMENTS |
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There is a better way of travel - Check out our WISCONSIN 2008 MOTOR HOME and
TRAVEL TRAILER Program Enhancements
Effective Dates:
New and Renewal Business - October 1, 2008
Program Highlights and Changes:
- Loss Free Renewal Discount has been lowered
- Full-Timer Coverage Surcharge has been increased
- Reduced Age and Marital rating factors for Travel Trailer and Motor Home
- Reduced base rates for Motor Home Comprehensive and Collision Coverage
- Reduced base rates for Travel Trailer Comprehensive Coverage
- If the unit is not listed in RV appraisal guide, we will contact our RV Make/Model team for approval.
- ModernLINK Rate, quote and Submit lets you process business and get Quotes easily
Remember, refer to American Modern's "eforms" for your Program Manual for additional information.
To be set up on modernLINK® click here
Hazel M Woods
Personal Lines Manager
hwoods@fwins.com"
800-475-1000 (Ext. 221)
Fax (515)225-3872
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| HIGHLIGHTS OF RECENTLY WRITTEN ACCOUNTS |
When you run across a hard-to-place specialty risk, think First Western FIRST!
| General Liability |
| Contractor of Security Personnel |
$1,600 |
| Event Sponsor |
$1,000 |
| Ferrier |
$900 |
| Home Health Care |
$1,000 |
| Hosting Fireman's Convention |
$800 |
| Liquor |
$800 |
| Liquor |
$1,300 |
| Liquor |
$1,500 |
| Liquor |
$2,000 |
| Non-profit Promoting Music |
$600 |
| Private Investigator |
$500 |
| Special Event |
$800 |
| Special Event - Demo Derby |
$500 |
| Tanning Beds |
$700 |
| Therapy |
$800 |
| Tree Trimmer |
$600 |
| Tree Trimmer |
$900 |
| Trucker |
$400 |
| Vacant Lot |
$500 |
| Inland Marine |
| Scrap Metal Dealer |
$700 |
| Storage |
$6,000 |
| Miscellaneous |
| Church Concert |
$500 |
| Tanning Beds & Exercise Equipment |
$600 |
| Package |
| Auto Dealership - Prize Indemnification |
$1,600 |
| Homeowners Association |
$1,500 |
| Vacant Warehouse |
$1,300 |
| Property |
| Property Owner |
$2,800 |
| Transportation |
| Cargo |
$3,900 |
| Excavation |
$2,800 |
| Trucking |
$1,500 |
| Trucking |
$1,500 |
| Trucking |
$2,000 |
| Trucking |
$2,300 |
| Trucking |
$3,000 |
| Trucking |
$7,900 |
| Trucking |
$12,400 |
| Trucking |
$68,000 |
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| EXCESS COMPREHENSIVE PERSONAL LIABILITY: |
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The Personal Lines Team is pleased to announce that our Excess Comprehensive Personal Liability Product is now available for online quoting! This product is available to you via our Customer Web Quoting System at www.fwins.com. The introduction of web quoting provides you the ability to quote this product from any location, instantly.
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Many of our customers are seeing great success writing limits such as $500 CSL excess of $500 CSL and $1,000,000 CSL excess of $1,000,000 CSL to help meet the insurance needs of those locations needing additional liability coverage. Please visit www.fwins.com to see just how easy this system is to use and how competitive this product is!!!
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Coverage Features and Advantages:
- Short-term rentals with no restriction on length of stay
- Limits available up to $5,000,000 with a minimum attachment point of $100,000
- Vacant land by itself is acceptable
- Trusts, Estates, Limited Liability Corporations, and Family Partnerships are eligible as named insureds
- Coverage provided by an A.M. Best A++ rated carrier
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Hazel M Woods
Personal Lines Manager
hwoods@fwins.com"
800-475-1000 Ext. 221
Fax (515)225-3872
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