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| SPOTLIGHT ARTICLE |
American Modern is well-known for our willingness to take hard-to-place risks and configurations like trikes or ATVs.
But quote us for standard street bikes, too. If you have not looked at our program recently, we have a new online coverage comparison guide: www.amig.com/compare/motorcycle/.
Our rates are competitive, but to lower the rate:
- Start your modernLINK® quote by entering the correct date in the 'Year Began Driving Street-driven Units' field. That date is important in calculating the rate.
- Add the Transfer Discount by filling in both the 'Prior Carrier' and 'Expiration Date' fields. This has been overlooked by some agents.
- Apply other credits for homeownership, completion of a motorcycle training program, insuring multiple units, and loss-free renewal.
If you are a bike enthusiast, or appreciate fine craftsmanship, take a look at what American Modern is giving away - a custom 2008 Spitfire motorcycle courtesy of Thunder Mountain Custom Cycles. With its one-of-a-kind paint job, you won't find another bike like it on the road.
Go to www.amig.com/motorcycle/ and register to win.
Hazel M Woods
Personal Lines Manager
hwoods@fwins.com"
800-475-1000 (Ext. 221)
Fax (515)225-3872
Not all products available in all states.
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| TRANSPORTATION UNDERWRITING CHANGES: |
 
Canal Underwriting Changes
(effective immediately)
- New Canal renewal/anniversary update form instead of renewal application. The new from can be filled out on line at www.fwins.com/applications.php and printed out for the insured's signature.
- New credits for 1-5 and 1-10 power units.
- Fleet risks (new and renewal) will be handled with more flexibility.
- Reduce the designated insured (additional insured fully earned) to $50.00 from $200.00 with a $500.00 policy cap.
- The intermodal charge will be $200.00 per power unit with a $1,000.00 policy cap.
- Canal will be filing new physical damage rates in all states the balance of 2008. They will be looking for ways to write coverage until new rates are filed.
- The company will consider request to charge local premium for those power units that an insured has parked. Insured must show evidence the tags have been turned in. The insured must sign statement that if he gets new tags he will alert agent so unit can be added back on to the policy.
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| IF IT FLOATS, WE CAN QUOTE |
Offering great coverage for watercraft:
- Powerboats
- Pontoons
- Houseboats
- Sailboats
- Wooden Boats
- Sports Fishing
- Performance Boats
- Air Boats
LIABILITY AND FULL COVERAGE:
Discounts available
HIGHER HULL VALUES ACCEPTED:
Values up to $1,000,000
Liability up to $1,000,000, with combined single units
BROAD PWC COVERAGES:
One of few companies offering $500,000 of liability on personal watercraft
Also remember we do Tournament Fishermen and Guide coverage.
Boat Quote Request
Hazel M Woods
Personal Lines Manager
hwoods@fwins.com"
800-475-1000 Ext. 221
Fax (515)225-3872
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| HIGHLIGHTS OF RECENTLY WRITTEN ACCOUNTS |
When you run across a hard-to-place specialty risk, think First Western FIRST!
| BOP |
| Beauty Operator |
$365 |
| Beauty Operator |
$860 |
| Day Care |
$460 |
| General Liability |
| Apartment Rental |
$490 |
| Baseball Spectators |
$530 |
| Civic Group |
$1,240 |
| Concessionaires |
$1,000 |
| DJ |
$760 |
| Exercise/Health Studio |
$1,250 |
| Exterminator |
$620 |
| Fire Safety Installation |
$1,500 |
| IT Support & Service |
$2,020 |
| Liquor |
$260 |
| Liquor |
$1,680 |
| Little League Baseball |
$750 |
| Metal Salvage |
$770 |
| Motocross Racing |
$1,210 |
| Paving, Snow Removal |
$9,350 |
| Power Cleaning |
$940 |
| Sidewalk Cleaning |
$2,260 |
| Softball League |
$540 |
| Special Event |
$740 |
| Stock & Saddle Club |
$500 |
| Tree Trimmer |
$510 |
| Tree Trimmer |
$1,600 |
| Wine Store |
$490 |
| Miscellaneous |
| Beautician |
$370 |
| Contractor |
$2,750 |
| In Home Daycare |
$360 |
| Repair Shop |
$2,300 |
| Tree Trimmer |
$1,260 |
| Package |
| Apartment Building |
$3,110 |
| Lawn Care Service |
$1,320 |
| Mud Pit Runs |
$1,100 |
| Property Leased to Others |
$980 |
| Storage Building |
$1,150 |
| Professional |
| IT Support & Service |
$1,980 |
| Transportation |
| Car Rental |
$500 |
| Cargo |
$1,275 |
| Trucker |
$9,500 |
| Trucker |
$770 |
| Trucking |
$260 |
| Trucking |
$7,200 |
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| AMERICAN MODERN COLLECTOR CAR PROGRAM ENHANCEMENTS |
Effective May 1, 2008
New coverage/Discount Options:
- Nine to Five Driver - Expands coverage to apply to limited commuting to work. "Limited" is considered less than twice per week and operated solely by the named insured/operator.
- Full Safety Glass - When purchased, no deductible applies to safety glass only losses.
- Additional Spare Parts - Automatic $500 included - Consumers now have the option to add up to $10,000.
- Nationwide Roadside Assistance - Increasing towing coverage to $75.00, introducing Nationwide Roadside Assistance Program. Expands items covered and increase limit to $200 per occurrence. This will be added to all renewals, but is not a required coverage.
- Car Club/Affinity Group Discount - Available to members of an approved Car Club or Affinity Group (10% of entire policy). Proof of membership required.
- Large Collection Discount - Applicable to vehicle collections over $250,000 (20% of comp/coll).
Rate Adjustments and New Deductible Options:
- Liability coverages increased while physical damage rates on newer, exotics, and modifieds were adjusted to be competitive in marketplace.
- $0 deductible option - $250, $500, $1,000, $2,500 and $5,000 are now available for Antique, Classic and Collectible vehicles.
- $1,000 and $2,500 deductibles are now available for Exotics over $100,000 (dependent upon mileage plan and coverage).
Elite / Collector Car Request for Quote
Hazel M Woods
Personal Lines Manager
hwoods@fwins.com"
800-475-1000 (Ext. 221)
Fax (515)225-3872
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