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| February 2008 |
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| Have a question about this issue of the Newsletter? Then why not email us! |
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| SPOTLIGHT ARTICLE |
Sell your insured Outbreak SM Extra Expense Coverage.
Take a look at what our coverage offers:
- Coverage trigger: Suspension of business operations by a public health official due to a covered contagion, or because of workplace violence
- Broad definition of a contagion includes communicable disease and water borne pathogens
- Mold and fungus coverage included
- Workplace violence coverage included
- Allows from 15-30 days of coverage
- Per diem reimbursement amount: $2,500-50,000
- Multi-location aggregate per policy: $5,000,000
- Insured controls use of funds
- Suitable for any business or facility vulnerable to contagion
- Minimum premium starting at $500 depending on exposure and days of coverage
Call your underwriter today for information, or
email us for more information.
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| ROAD SHOWS |
Starting in March - Transportation 101
This is a basic Trucking course worth
two Continuing Education Credits!
We will hold five meetings in Iowa.
Watch the Hot News for dates!
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| DRAM SHOP - (IOWA) |
Dram Shop coverage is now written in the Commercial Department. Monica Helmuth, Marcia Williams, and Jeri Hiskey will be your underwriters.
We thank Hazel Woods for her many years of Dram Shop underwriting. While Hazel has passed the baton for this coverage to the commercial department, she continues as a resource in the handling of this business. We wish her well in the new expanded Personal Lines Department, covering Iowa, Minnesota, Nebraska, and Wisconsin.
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| CONTEST |
Bon Jovi Production Contest
By writing five (5) policies with Capital Indemnity or American Reliable
you could be watching Bon Jovi sitting in the First Western Insurance
STAGE-SIDE SUITE!
American Reliable, Capitol Insurance and First Western Insurance have tickets in our STAGE-SIDE SUITE for you to BON JOVI's Lost Highway World Tour!
Have a question about the contest?
Click here to email us.
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| MOTORCYCLES/ATV INSURANCE |
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Do you know that American Reliable offers Motorcycles/ATV insurance?
"No Credit Check"
- All bike types (including standard, cruiser, tour, sport, high performance, Harley Davidson, moped/scooters, off-road ATVs)
- ATVs include Passenger Liability
- Custom Construction (included American Iron Horse, California Customs, California Motorcycle Company, Big Dog, etc.)
- Liability only policies include:
- Bodily Injury
- Property Damage Liability
- Passenger Liability
- Uninsured/Underinsured
- Package Polices include:
- Bodily Injury
- Property Damage Liability
- Passenger Liability
- Comprehensive $250, $500, $1000
- Collision $250, $500, $1000
- Uninsured/Underinsured
- Liability limits up to 250/500/100
Email Hazel Woods at hwoods@fwins.com for your login and password.
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| Microtek Pak Policy |
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New product from United States Liability Insurance
MicroTek Pak Policy
A brand new product that small technology businesses can use.
- Targeted to small technology business with up to three consultants and $500,000 in annual revenue
- A single policy including separate coverage section for Errors and Omissions and a Professional Office Package
- This product is designed to provide "One-stop-shopping"
Coverage Highlights
- Coverage for personal injury, *unauthorized access, and malicious code automatically included at no additional premium charge
- Intellectual property coverage available
- Flexible, affordable limit options available
- Premiums starting at $995 for E&O, GL and Property
Email us at apps@fwins.com
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| STOREFRONT/COMMUNITY CHURCHES |
Did you know that our Storefront/Community Churches product automatically includes an Abuse of Molestation sublimit of $50,000 Occurrence/$50,000 Aggregate at no additional premium (subject to eligibility)?
With a single application, this competitively priced package offers the opportunity to bind General Liability, Property, and Directors & Officers/Employment Practices Liability in a single policy with a common renewal date.
Other product highlights include an optional Value Plus Endorsement with 15 different coverages, optional Special Events coverage, the ability to consider child care services, and Defense Outside the Limits.
Email us at apps@fwins.com
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| TRUCKING - NEW COMPANIES ADDED |
We are proud to announce the addition of Lincoln General, and Occidental to our Trucking Line. They join Carolina Casualty, National Casualty, and National Indemnity in our Trucking Lines offerings.
For Local, Intermediate, Long Haul, or New Ventures, we encourage you to think about Lincoln General and Occidental.
Email us at apps@fwins.com
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| CHILD CARE |
We will write the following on a BOP. (Workers Comp written in Iowa only)
- Group Child Care Centers
- Child Care Providers
- 24 Hour Child Care Centers
- Montessori
- Pre-school
- Headstart
- Latchkey Operations
- Drop-in Centers
Email us at apps@fwins.com
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