April 2008
Have a question about this issue of the Newsletter? Then why not email us!
In This Issue:
1. RLI Umbrella Policy
2. Introducing A Broader Appetite For Short-term Rentals
3. Riders Choice Motorcycle/ATV Program
4. Personal Watercraft Production Special
5. Attention @ Home Business Protection
6. Highlights Of Recently Written Accounts
7. Rli's Home Business Insurance Coverage

SPOTLIGHT ARTICLE
Introducing A Broader Appetite
For Short-term Rentals

United States Liability is now accepting Short-Term Rentals, with no restriction on length of stay, for our Primary and Excess Comprehensive Personal Liability Products as well as our Condominium Unit Owners Product. You can begin quoting this product immediately using our online Web Quoting Systems.

Please visit our Website at www.fwins.com (Web quoting System) to see for yourself how easy this system is to use!

PRODUCT ADVANTAGES:
  • A++ AM Best Rated Company
  • Efficient Online Rating Capabilities
  • Trusts, Estates, Limited Partnerships, Family Partnerships, and Limited Liability Corporations (LLC) as named insureds


One Corporate Place
1501 42nd, Suite 100
Box 65660
West Des Moines, IA 50265
800-475-1000
Fax 225-3872.
Hazel M Woods (ex221)
hwoods@fwins.com"
800-475-1000
Fax (515)225-3872




RLI PERSONAL UMBRELLA POLICY
The RLI Personal Umbrella Policy
  • A+ rated carrier
  • Admitted product in all 50 states + D.C.
  • No information required on underlying carrier
  • No rating required on underlying carrier
  • No vehicle list required
  • No property list required
  • Properties in multiple states
  • 100/300 limits available on qualifying insureds
  • Immediately available online:
    • Rates
    • Underwriting guidelines
    • Applications
    • Free marketing materials
RLI has been offering a personal umbrella policy consistently for over 25 years. contact.
Hazel M Woods
Personal Lines Manager
hwoods@fwins.com
800-475-1000 ext 221
Fax 515-225-3872
RIDERS CHOICE MOTORCYCLE/ATV PROGRAM
American Modern Insurance
Wisconsin 2008 Riders Choice
Motorcycle/ATV Program
Effective Date:
New Business - April 1, 2008
Renewal Business - May 1, 2008

New Lower Rates on Many Risks:
  • New lower rates on many bikes, including Harley-DavidsonModels! Combined with Insurance Scoring, you can now give your customers a better, more competitive premium.
  • Opt for a higher deductible, which can make their premiummore affordable.
  • Installments plans, such as Four Pay option
  • Add more than one discount to the policy, reducing premiumas much as 40%.
  • Transfer Discount for new business
  • Motorcycle Driver Training discount
  • Homeowners discount (home, condo, or mobile home)
  • Multi-unit discount for two or more units on the same policy
One Corporate Place
1501 42nd, Suite 100
Box 65660
West Des Moines, IA 50265
800-475-1000
Fax 225-3872.
Dan Hoyka (ex227)
dhoyka@fwins.com
800-475-1000
Fax (515)225-3872


PRODUCTION SPECIAL




Earn As Much as $20 More per App
For Your Personal Watercraft Business*
When you place it with AMERICAN MODERN
from April 1 - May 31, 2008


From April 1 to May 31, every Personal Watercraft app you issue with American Modern nets your agency extra cash...and you don't even need to fill out any forms.

    $20 Per App for all non-coastal business
    $10 Per App for Tier 1 (coastal) business

This is a flat payment per app on top of regular commission - regardless of the premium due on the policy. Any agency licensed to do business with American Modern is eligible!!!

Some important points about our Personal Watercraft Program:
  1. Full coverage or liability only.
  2. Medpay included, with an option to increase the limit.
  3. Optional Watersports liability coverage.
  4. Lots of discount and credit options.
So, write as much PWC business as you can with American Modern to deliver The best coverage for your customers and also earn extra money for your agency!

*American Modern will run a report at the end of the promotional period and automatically make payments to your agency for all issued personal watercraft policies. Please note that cancellations that are rewritten will not be included.

If you wish a user ID/Password for amig.com, contact hwoods@fwins.com.
One Corporate Place
1501 42nd, Suite 100
Box 65660
West Des Moines, IA 50265
800-475-1000
Fax 225-3872.
Hazel M Woods (ex221)
hwoods@fwins.com"
800-475-1000
Fax (515)225-3872
RLI'S HOME BUSINESS INSURANCE COVERAGE
We are pleased to announce @ HOME has changed its name to "HOME BUSINESS INSURANCE". You will begin to see the new product name, a.k.a "HBI", on marketing materials, applications, forms, and tools provided on our websites.

Please note there may be some instances where the current @ HOME logo or "HOME BUSINESS PROTECTION" name will continue to be used. As we work on implementing the new name we will phase these out.

HIGHLIGHTS OF RECENTLY WRITTEN ACCOUNTS
When you run across a hard-to-place specialty risk, think First Western FIRST!

BOP
   Child Care $4,250
   Child Care $800
   Day Care $600
   Day Care $360
General Liability
   Adult Entertainment $3,600
   Apartment Buildings $2,500
   Bar $1,550
   Carpentry/Handyman $1,700
   Concessionaire $740
   Concrete Contractor $750
   Crop Spraying $5,300
   Demolition Contractor $2,350
   Estate Sale $420
   Foam Installation $6,000
   Janitorial $1,150
   Martial Arts $760
   Mexican Restaurant $770
   Rodeo & Dance Event $410
   Saddle Club $1,000
   Security Installation $600
   Special Event $1,000
   Special Event $360
   Tree Trimmer $690
   Vacant Building $740
Inland Marine
   Delivery Service $1,000
   Repair Shop $980
Miscellaneous
   Auto Service $2,050
   Beautician/Tanning Salon $550
   Beauty Salon w/Tanning $700
   Cosmetology $4,000
   In Home Daycare $500
   In Home Daycare $340
   Motorcycle Repair $1,400
   Repair Shop $3,000
   Tanning Salon $360
Package
   Apartment Building $3,000
   Auto Repair Shop $2,400
   Bar $4,500
   Counseling Services $730
   Latchkey Programs $1,450
   Manure Pumping/Grain Bin Erection $8,750
   Restaurant $1,490
   Tanning Salon $320
   Theatrical $1,200
   Beauty Salon w/Tanning $700
   Used Auto/Truck Sales $2,400
Professional
   Human Resource Consulting $1,950
   Preschool $350
Property
   Dance/Talent Show Competition $1,200
   Race Car $520
   Student Housing - Off Campus $13,500
Transportation
   Limo $2,650
   Rental Car Sales $450
   Trucker $1,100
   Trucking $16,000
ATTENTION: @ HOME BUSINESS PROTECTION
ADMINISTRATORS/BROKERS:

DO YOU RUN A SMALL BUSINESS
OUT OF YOUR HOME?
Will your homeowners insurance cover you when...
  • Your business equipment is stolen out of your vehicle? NO!
  • You accidentally knock over the display next to you at an exhibition or show? NO!
  • Your groceries spill onto your inventory in your truck? NO!
  • A power surge damages your computer and fax machine? NO!
  • Someone steals your cash box? NO!
RLI'S HOME BUSINESS INSURANCE
PROVIDES COVERAGE
FOR AS LITTLE AS $150 PER YEAR!


RLI offers the perfect coverage for your In-Home Business:

FEATURES:
  • Liability limits up to $1 million
  • Satisfies most event or show liability requirements
  • Business property protection up to $100,000 (with $250 deductible)
  • Optional coverage for money and securities
  • Electronic data processing coverage
  • Loss of income coverage
  • Premiums starting as low as $150 annually
Click here to connect to RLI for rates and forms.

One Corporate Place
1501 42nd, Suite 100
Box 65660
West Des Moines, IA 50265
800-475-1000
Fax 225-3872.
Hazel M Woods (ex221)
hwoods@fwins.com"
800-475-1000
Fax (515)225-3872






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