Insurance Words Glossary - First Western Insurance

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Word	Definition
3-D Policy	An obsolete package policy providing crime protection principally covering dishonesty, forgery, loss...
401(k)	The 401(k) under section 401(k) of the plan is a type of employer-sponsored retirement plan in the U...
403(b) Plan	Retirement plan, designed specifically for public school and other local or state public employees, ...
501(c)(3)	A company that qualifies and is formed under IRS code 501(c)(3) is not-for-profit and is exempt from...
501(c)(9) (VEBA)	A trust formed under IRS code 501(c)(9), also known as a Voluntary Employee Beneficiary Association....
A (or Judgment) Rates	Rates used by an insurer that are not statistically credible because adequate data does not exist fo...
A Rates	Rates that are not actuarially credible because there are inadequate statistics or loss experience t...
Abandonment	1) In ocean marine insurance, the transfer by the insured to an insurer of all rights, title, and...
Abandonment Clause	The actual provision in an insurance contract, usually ocean marine, inland marine or property, t...
Absolute Assignment	When the policyowner or insured transfers or assigns all of the rights and subsequent control in ...

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