Insurance Words Glossary - First Western Insurance

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Viewing: U (62)

Word	Definition
Uberrimae Fidie	Literally, of the utmost good faith. The basis of all insurance and reinsurance contracts. Both part...
UL-Underwriters Laboratories, Inc.	A nonprofit organization which maintains an extensive laboratory for testing the safety of electrica...
Ultimate Mortality Table	A type of mortality table or listing of data showing the death rates of persons of each sex at each ...
Ultimate Net Loss	In liability insurance, the amount an insured is obligated to pay because of settlement or adjudicat...
Ultralight Aircraft	A gasoline powered aircraft weighing 160 pounds or less resembling in appearance its motorless cousi...
Umbrella Liability Insurance	A form of liability insurance protecting policyholders for claims in excess of the limits of their p...
Umpire	1) A person selected by two appraisers to help settle disputes in property insurance claims. The ...
Unallocated Benefit	When referring to unallocated benefits in a health insurance policy, they are those benefits that ar...
Unallocated Claim Expense	General expenses that are not a result of any one particular claim but, rather, are a part of the ad...
Unallocated Funding	The insurance company does not allocate employer contributions to any one employee account. At retir...

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