Insurance Words Glossary - First Western Insurance

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Viewing: O (67)

Word	Definition
Obligatory Treaty	An agreement between a primary insurer and a reinsurer that obligates the former to pass on (cede) a...
Obligee	The party in whose favor a bond runs, such as the party protected from loss under the bond.
Obligor	One bound by the obligation covered by a bond. Also called the principal.
Occupancy	1) The use to which a building is put. 2) The type of contents a building contains.
Occupation Class	In life and disability insurance, the hazard of occupation can mean an additional premium charge. Oc...
Occupational Accident	Injury or accident occurring at or because of an employee's job, usually caused by a condition r...
Occupational Disease	Impairment of health due to continuous exposure to hazards inherent in a person's occupation. Co...
Occupational Hazard	A condition or hazard that occurs during or as a result of an employee's occupation or job that ...
Occupational Safety and Health Act (OSHA)	A federal statute establishing requirements for safe and healthy working conditions on a nationwide ...
Occupational Upper Extremity Cumulative Trauma Disorders (OUECTD)	Skeletal and muscular problems such as carpal tunnel and thoracic outlet syndromes that typically ar...

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