Products - Commercial Lines - First Western Insurance.

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Our Best Sellers

   Aviation
   Bonds
   Commercial Auto
   Business Owners
   Cargo
   Civic Groups
   Contractors Equipment
   Employment Practices
   Errors & Omissions
   Excess/Umbrella
   Fairs
   Garage Dealer
   Garage Non-Dealers
   General Liability
   Hole-In-One
   Inland Marine
   Liquor/Dram
   Nurses Professional
   Products/Completed Ops
   Professional
   Property
   Public Officials
   Rain
   Vacant Buiding
   Workers' Compensation

BUSINESS AUTO

Types of commercial operations used for business purposes including but not

limited to:

Contractors

Bucket trucks available
Numerous types of operations (plumbers, electricians, etc)
Applications:

For applications and additional information contact the underwriters shown below.

Underwriters:

IA -	Julie Downing	- Ext. 422
	Monica Helmuth, AU	- Ext. 414
NE -	Tara Pritchett	- Ext. 410

Refuse Haulers

Bulk transport & residential operations
Risks that own & operate transfer stations
Applications:

For applications and additional information contact the underwriters shown below.

Underwriters:

IA -	Julie Downing	- Ext. 422
	Monica Helmuth, AU	- Ext. 414
NE -	Tara Pritchett	- Ext. 410

Towing Operations

Up to 500 mile radius
On Hook coverage available
Applications:

For applications and additional information contact the underwriters shown below.

Underwriters:

IA -	Julie Downing	- Ext. 422
	Monica Helmuth, AU	- Ext. 414
NE -	Tara Pritchett	- Ext. 410

BUSINESS OWNERS

Types of Small Commercial Businesses included but not limited to the following.

If you don't see it call or email us.

Beauty, Barber & Body Shops

Beauty salons & tanning salons eligible
Individuals or large operations
Independent booth renters eligible
Applications:

3-B Program Questionnaire #247

Underwriters:

NE -	Jenny Miller, CPIW	- Ext. 402
	Tara Pritchett	- Ext. 410

Child Care

In-home and commercial operations available
Abuse & molestation coverage available
Applications:

Child Care Questionnaire #251

Underwriters:

NE -	Jenny Miller, CPIW	- Ext. 402
	Tara Pritchett	- Ext. 410

D&O/E&O/PROFESSIONAL

Types of Coverages included but not limited to the following.

If you don't see it call or email us.

Computer Consultant

Optional Prior Acts may be available
Packaging with General Liability available
Defense outside the limit may be available
Applications:

For applications and additional information contact the underwriters shown below.
with one of the following #287, 462

Underwriters:

IA -	Dan Burgus	- Ext. 418
	Jeri Hiskey, AIS, CIC	- Ext. 420
	Marcia Williams	- Ext. 415
	Monica Helmuth, AU	- Ext. 414
NE -	Jenny Miller, CPIW	- Ext. 402
	Rod Muench, CPCU	- Ext. 405
	Tara Pritchett	- Ext. 410

Directors & Officers - For Profit

For-Profit operation
EPLI may be available
Full Prior Acts may be available
Applications:

D&O Applications #216

Underwriters:

IA -	Dan Burgus	- Ext. 418
	Jeri Hiskey, AIS, CIC	- Ext. 420
	Marcia Williams	- Ext. 415
	Monica Helmuth, AU	- Ext. 414
NE -	Jenny Miller, CPIW	- Ext. 402
	Rod Muench, CPCU	- Ext. 405
	Tara Pritchett	- Ext. 410

Employment Practices (EPLI)

Possible to add to D&O
Monoline coverage available
Full Prior Acts may be available
Applications:

For applications and additional information contact the underwriters shown below.

Underwriters:

IA -	Dan Burgus	- Ext. 418
	Jeri Hiskey, AIS, CIC	- Ext. 420
	Marcia Williams	- Ext. 415
	Monica Helmuth, AU	- Ext. 414
NE -	Jenny Miller, CPIW	- Ext. 402
	Rod Muench, CPCU	- Ext. 405
	Tara Pritchett	- Ext. 410

Home Health Care/Nurse Registries

Home Health Care
No Hospitals or Nursing Home Centers
Medical and Non-Medical
General Liability and Professional Combined
Applications:

For applications and additional information contact the underwriters shown below.

Underwriters:

IA -	Dan Burgus	- Ext. 418
	Jeri Hiskey, AIS, CIC	- Ext. 420
	Marcia Williams	- Ext. 415
	Monica Helmuth, AU	- Ext. 414
NE -	Jenny Miller, CPIW	- Ext. 402
	Rod Muench, CPCU	- Ext. 405
	Tara Pritchett	- Ext. 410

Law Enforcement Liability

Political subdivisions having 350 or less enforcement officers
No jail facilities
Applications:

Law Enforcement Application #49

Underwriters:

IA -	Dan Burgus	- Ext. 418
	Jeri Hiskey, AIS, CIC	- Ext. 420
	Marcia Williams	- Ext. 415
	Monica Helmuth, AU	- Ext. 414
NE -	Jenny Miller, CPIW	- Ext. 402
	Rod Muench, CPCU	- Ext. 405
	Tara Pritchett	- Ext. 410

Non-Profit D&O

Employment Practices may be available
Defense Cost may be outside the Limit of Liability
Fiduciary Liability may be available
Applications:

For applications and additional information contact the underwriters shown below.

Underwriters:

IA -	Dan Burgus	- Ext. 418
	Jeri Hiskey, AIS, CIC	- Ext. 420
	Marcia Williams	- Ext. 415
	Monica Helmuth, AU	- Ext. 414
NE -	Jenny Miller, CPIW	- Ext. 402
	Rod Muench, CPCU	- Ext. 405
	Tara Pritchett	- Ext. 410

Nurse Professional
- For Individual Professionals or
  For Group/Business Professionals
- Applications:
  
  For applications and additional information contact the underwriters shown below.
- Underwriters:
  
  IA/NE - Mike Porter, LUTCF - Ext. 440

ENVIRONMENTAL

Types of Environmental included but not limited to the following.

If you don't see it call or email us.

Environmental Consultants

Combined form, either occurrence or claims made
Nose Coverage and Prior acts available
First dollar defense option
Applications:

Environmental Consultant Application #459

Underwriters:

IA -	Dan Burgus	- Ext. 418
	Jeri Hiskey, AIS, CIC	- Ext. 420
	Marcia Williams	- Ext. 415
	Monica Helmuth, AU	- Ext. 414
NE -	Jenny Miller, CPIW	- Ext. 402
	Rod Muench, CPCU	- Ext. 405
	Tara Pritchett	- Ext. 410

Mold Contractors

CGL is usually on Occurrence Form
Contractor's Pollution Liability on Claims Made Form
Prior acts maybe available
Applications:

Mold Contractor #460

Underwriters:

IA -	Dan Burgus	- Ext. 418
	Jeri Hiskey, AIS, CIC	- Ext. 420
	Marcia Williams	- Ext. 415
	Monica Helmuth, AU	- Ext. 414
NE -	Jenny Miller, CPIW	- Ext. 402
	Rod Muench, CPCU	- Ext. 405
	Tara Pritchett	- Ext. 410

Restoration/Mold Remediation

CGL is usually on Occurrence Form
Contractor Pollution Liability Claims Made Form
Annual or Per Project available
Prior acts available
Applications:

Restoration Application #528

Underwriters:

IA -	Dan Burgus	- Ext. 418
	Jeri Hiskey, AIS, CIC	- Ext. 420
	Marcia Williams	- Ext. 415
	Monica Helmuth, AU	- Ext. 414
NE -	Jenny Miller, CPIW	- Ext. 402
	Rod Muench, CPCU	- Ext. 405
	Tara Pritchett	- Ext. 410

EXCESS/UMBRELLA

Excess Umbrella

We have various markets available
A full submission is required.
For submission, please start with completed ACORD applications copies of underlying policy schedules, drivers list, motor vehicle reports, and loss run.

Applications:

Underwriters:

IA -	Dan Burgus	- Ext. 418
	Jeri Hiskey, AIS, CIC	- Ext. 420
	Marcia Williams	- Ext. 415
	Monica Helmuth, AU	- Ext. 414
NE -	Jenny Miller, CPIW	- Ext. 402
	Rod Muench, CPCU	- Ext. 405
	Tara Pritchett	- Ext. 410

GARAGE

Liability associated with the repair, sale and/or operation of owned or

non-owned autos
Dealer
- Liability including pickup & delivery of autos
  Dealer's open lot physical damage
  Garagekeepers legal liability
- Applications:
  
  For applications and additional information contact the underwriters shown below.
- Underwriters:
  
  NE/IA - Rod Muench, CPCU - Ext. 405

Non-Dealer

Numerous types of operations:
(Mobile repair, lubrication, auto service stations, etc)
General liability
Garagekeepers legal liability
Owned autos
Property coverage available within a package

Applications:

For applications and additional information contact the underwriters shown below.
Underwriters:

NE/IA - Rod Muench, CPCU - Ext. 405

GENERAL LIABILITY

Types of Commercial General Liability included but not limited to the following.

If you don't see it, call or email us.

Civic Groups

Individual members as Additional Insured
Products Liability Extension for All Sponsored Food and Non-Alcoholic Drink Activities
Special Events or Activities Coverage available

Applications:

Civic Group Liability Application #32

Underwriters:

IA -	Dan Burgus	- Ext. 418
	Jeri Hiskey, AIS, CIC	- Ext. 420
	Marcia Williams	- Ext. 415
	Monica Helmuth, AU	- Ext. 414
NE -	Jenny Miller, CPIW	- Ext. 402
	Rod Muench, CPCU	- Ext. 405
	Tara Pritchett	- Ext. 410

Detective or Investigative

Errors and omissions coverage
Armed or unarmed
Applications:

For applications and additional information contact the underwriters shown below

Underwriters:

IA -	Dan Burgus	- Ext. 418
	Jeri Hiskey, AIS, CIC	- Ext. 420
	Marcia Williams	- Ext. 415
	Monica Helmuth, AU	- Ext. 414
NE -	Jenny Miller, CPIW	- Ext. 402
	Rod Muench, CPCU	- Ext. 405
	Tara Pritchett	- Ext. 410

Fairs

Premises Coverage for grounds and building rentals
Special Events or Activities Coverage
Special 'Fair Dates' coverage
Applications:

County Fair Application #39

Underwriters:

IA -	Dan Burgus	- Ext. 418
	Jeri Hiskey, AIS, CIC	- Ext. 420
	Marcia Williams	- Ext. 415
	Monica Helmuth, AU	- Ext. 414
NE -	Jenny Miller, CPIW	- Ext. 402
	Rod Muench, CPCU	- Ext. 405
	Tara Pritchett	- Ext. 410

Habitational -Apartment

5 or more unites
No assisted living
Residential occupancy
6 stories or less
Applications:

For applications and additional information contact the underwriters shown below

Underwriters:

IA -	Dan Burgus	- Ext. 418
	Jeri Hiskey, AIS, CIC	- Ext. 420
	Marcia Williams	- Ext. 415
	Monica Helmuth, AU	- Ext. 414
NE -	Jenny Miller, CPIW	- Ext. 402
	Rod Muench, CPCU	- Ext. 405
	Tara Pritchett	- Ext. 410

Products

Monoline products available
Hard to place Products coverage
Applications:

For applications and additional information contact the underwriters shown below

Underwriters:

IA -	Dan Burgus	- Ext. 418
	Jeri Hiskey, AIS, CIC	- Ext. 420
	Marcia Williams	- Ext. 415
	Monica Helmuth, AU	- Ext. 414
NE -	Jenny Miller, CPIW	- Ext. 402
	Rod Muench, CPCU	- Ext. 405
	Tara Pritchett	- Ext. 410

Special Event - Short Term Liability

Coverage specific to the Special Event
Spectator Liability only available
Applications:

For applications and additional information contact the underwriters shown below

Underwriters:

IA -	Dan Burgus	- Ext. 418
	Jeri Hiskey, AIS, CIC	- Ext. 420
	Marcia Williams	- Ext. 415
	Monica Helmuth, AU	- Ext. 414
NE -	Jenny Miller, CPIW	- Ext. 402
	Rod Muench, CPCU	- Ext. 405
	Tara Pritchett	- Ext. 410

Tree Trimmer Liability

$1,000 Medical Payments included in program
6 � 9 � 12 Month terms available
Applications:

Tree Trimmer Application #69

Underwriters:

IA -	Dan Burgus	- Ext. 418
	Jeri Hiskey, AIS, CIC	- Ext. 420
	Marcia Williams	- Ext. 415
	Monica Helmuth, AU	- Ext. 414
NE -	Jenny Miller, CPIW	- Ext. 402
	Rod Muench, CPCU	- Ext. 405
	Tara Pritchett	- Ext. 410

Truckers - General Liability

Monoline General Liability or in Package
Additional Insureds available
Applications:

For applications and additional information contact the underwriters shown below

Underwriters:

IA -	Dan Burgus	- Ext. 418
	Jeri Hiskey, AIS, CIC	- Ext. 420
	Marcia Williams	- Ext. 415
	Monica Helmuth, AU	- Ext. 414
NE -	Jenny Miller, CPIW	- Ext. 402
	Rod Muench, CPCU	- Ext. 405
	Tara Pritchett	- Ext. 410

Vacant Building

Vacant or unoccupied buildings with renovation
Short Term or Annual Term
Applications:

For applications and additional information contact the underwriters shown below.

Underwriters:

IA -	Dan Burgus	- Ext. 418
	Jeri Hiskey, AIS, CIC	- Ext. 420
	Marcia Williams	- Ext. 415
	Monica Helmuth, AU	- Ext. 414
NE -	Jenny Miller, CPIW	- Ext. 402
	Rod Muench, CPCU	- Ext. 405
	Tara Pritchett	- Ext. 410

INLAND MARINE

Types of Inland Marine included but not limited to the following.

If you don't see it, call or email us.

Contractors Equipment

Special or specified causes of loss
Various deductible options
Applications:

Start with ACORD applications along with a Schedule of equipment

Underwriters:

IA -	Dan Burgus	- Ext. 418
	Jeri Hiskey, AIS, CIC	- Ext. 420
	Marcia Williams	- Ext. 415
	Monica Helmuth, AU	- Ext. 414
NE -	Jenny Miller, CPIW	- Ext. 402
	Rod Muench, CPCU	- Ext. 405
	Tara Pritchett	- Ext. 410

Hole-In-One

Amateur Only
120+ yards-length of hole
Applications:

For applications and additional information contact the underwriters shown below.

Underwriters:

IA -	Dan Burgus	- Ext. 418
	Jeri Hiskey, AIS, CIC	- Ext. 420
	Marcia Williams	- Ext. 415
	Monica Helmuth, AU	- Ext. 414
NE -	Jenny Miller, CPIW	- Ext. 402
	Rod Muench, CPCU	- Ext. 405
	Tara Pritchett	- Ext. 410

Rain

Expense reimbursement only
No binding within 10 days of event
Applications:

For applications and additional information contact the underwriters shown below.

Underwriters:

IA -	Dan Burgus	- Ext. 418
	Jeri Hiskey, AIS, CIC	- Ext. 420
	Marcia Williams	- Ext. 415
	Monica Helmuth, AU	- Ext. 414
NE -	Jenny Miller, CPIW	- Ext. 402
	Rod Muench, CPCU	- Ext. 405
	Tara Pritchett	- Ext. 410

LIQUOR/DRAM

Types of Liquor/Dram included but not limited to the following.

If you don't see it, call or email us.

Dram Shop (Iowa)

Taverns
Restaurants
Convenience Stores
Catering
Special Events (5 day or 14 day License)
Private Clubs
Host Liquor
Coverage Limit:
150,00 CSL, 300,000 CSL, 500,000 CSL & 1,000,000 CSL
Split Limits available

Applications:

For applications and additional information contact the underwriters shown below.
Liquor Liability Renewal #422

Underwriters:

IA -	Dan Burgus	- Ext. 418
	Jeri Hiskey, AIS, CIC	- Ext. 420
	Marcia Williams	- Ext. 415
	Monica Helmuth, AU	- Ext. 414

Liquor (Nebraska)

Taverns
Restaurants
Convenience Stores
Special Events
Private Clubs
Coverage Limit:
300,000, 500,000, 1,000,000 each common cause with aggregate options of
one or two times the each common cause limit

Applications:

For applications and additional information contact the underwriters shown below.

Underwriters:

NE -	Jenny Miller, CPIW	- Ext. 402
	Rod Muench, CPCU	- Ext. 405
	Tara Pritchett	- Ext. 410

MOTOR TRUCK CARGO

Insuring goods in transit, legal liability or owned.

Owners and/or Carriers cargo

Available mono-line or written in conjunction with other commercial auto coverages.
Ability to write a wide variety of commodities
(Dry goods, livestock, mobile homes, refrigerated products, etc).
Named perils and broad form coverages available.

Applications:

For applications and additional information contact the underwriters shown below.

Underwriters:

IA -	Julie Downing	- Ext. 422
	Monica Helmuth, AU	- Ext. 414
NE -	Tara Pritchett	- Ext. 410

NON-TRUCKING

Coverage for truckers when not under dispatch or control of the company

they are leased to.

Non-Trucking

Liability written in conjunction with physical damage coverage
Applications:

For applications and additional information contact the underwriters shown below.

Underwriters:

IA -	Julie Downing	- Ext. 422
	Monica Helmuth, AU	- Ext. 414
NE -	Tara Pritchett	- Ext. 410

PROPERTY

Types of Personal Property included but not limited to the following.

If you don't see it call or email us.

Equipment Breakdown

Coverage available for Machinery and equipment that may experience coverage gaps due to exclusions under the standard property forms.
Applications:

For applications and additional information contact the underwriters shown below

Underwriters:

IA -	Dan Burgus	- Ext. 418
	Jeri Hiskey, AIS, CIC	- Ext. 420
	Marcia Williams	- Ext. 415
	Monica Helmuth, AU	- Ext. 414
NE -	Jenny Miller, CPIW	- Ext. 402
	Rod Muench, CPCU	- Ext. 405
	Tara Pritchett	- Ext. 410

Habitational -Apartment

5 or more unites
No assisted living
Residential occupancy
6 stories or less
Applications:

For applications and additional information contact the underwriters shown below

Underwriters:

IA -	Dan Burgus	- Ext. 418
	Jeri Hiskey, AIS, CIC	- Ext. 420
	Marcia Williams	- Ext. 415
	Monica Helmuth, AU	- Ext. 414
NE -	Jenny Miller, CPIW	- Ext. 402
	Rod Muench, CPCU	- Ext. 405
	Tara Pritchett	- Ext. 410

Vacant Building

Vacant or unoccupied buildings with renovation
Short Term or Annual Term
Applications:

For applications and additional information contact the underwriters shown below.

Underwriters:

IA -	Dan Burgus	- Ext. 418
	Jeri Hiskey, AIS, CIC	- Ext. 420
	Marcia Williams	- Ext. 415
	Monica Helmuth, AU	- Ext. 414
NE -	Jenny Miller, CPIW	- Ext. 402
	Rod Muench, CPCU	- Ext. 405
	Tara Pritchett	- Ext. 410

PUBLIC AUTO

Classification of commercial auto transporting passengers typically

for a fee including but not limited to:

Day Care Vans

Up to 15 passenger capacity
Transporting children to and from schools, field trips, etc
Applications:

For applications and additional information contact the underwriters shown below.

Underwriters:

IA -	Julie Downing	- Ext. 422
	Monica Helmuth, AU	- Ext. 414
NE -	Tara Pritchett	- Ext. 410

Limousines

All types of limousines including stretch
Excess liability limits available
Applications:

For applications and additional information contact the underwriters shown below.

Underwriters:

IA -	Julie Downing	- Ext. 422
	Monica Helmuth, AU	- Ext. 414
NE -	Tara Pritchett	- Ext. 410

Non-Emergency Medical Transport

Private passenger, ambulances, etc
Excess liability limits available
Applications:

For applications and additional information contact the underwriters shown below.

Underwriters:

IA -	Julie Downing	- Ext. 422
	Monica Helmuth, AU	- Ext. 414
NE -	Tara Pritchett	- Ext. 410

TRUCKING

Commercial operations hauling owned goods or hauling for hire

Local & Intermediate Radius

Up to 500 mile radius
New ventures with previous commercial driving experience
Numerous types of operations (Dry goods, livestock, refrigerated goods, etc)

Applications:

For applications and additional information contact the underwriters shown below.

Underwriters:

IA -	Julie Downing	- Ext. 422
	Monica Helmuth, AU	- Ext. 414
NE -	Tara Pritchett	- Ext. 410

Long Haul Operations

Unlimited radius
Any size of operation
New ventures with previous commercial driving experience
Numerous types of operations
(Dry goods, livestock, hot shots, refrigerated goods, etc)

Applications:

For applications and additional information contact the underwriters shown below.

Underwriters:

IA -	Julie Downing	- Ext. 422
	Monica Helmuth, AU	- Ext. 414
NE -	Tara Pritchett	- Ext. 410

Truckers - General Liability

Monoline General Liability or in Package
Additional Insureds available
Applications:

For applications and additional information contact the underwriters shown below.

Underwriters:

IA -	Dan Burgus	- Ext. 418
	Jeri Hiskey, AIS, CIC	- Ext. 420
	Marcia Williams	- Ext. 415
	Monica Helmuth, AU	- Ext. 414
NE -	Jenny Miller, CPIW	- Ext. 402
	Rod Muench, CPCU	- Ext. 405
	Tara Pritchett	- Ext. 410